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Santander® Premier Plus Money Market Savings Account
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Interest Rate for 6 Months
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Annual Percentage Yield
For new money market savings customers with a $10,000 minimum balance and a Santander® Premier Plus Checking account.

Santander Premier Plus Money Market Savings

Looking for a more personal money market savings account? Put the “personal” back in banking with a Santander Premier Plus Money Market Savings Account. In addition to high-yield savings, receive personal attention from a dedicated banker who will coordinate your banking needs. One of those basic banking needs is helping you save. Pair your money market savings with a Premier Plus Checking Account to best manage your everyday finances. Make it twice as nice by taking advantage of both Premier Plus options!
Santander Premier Plus Money Market Savings Interest Rate for 6 Months Annual Percentage Yield (APY)

Santander Premier Plus Money Market Savings Features

personal attention from a dedicated banker

Dedicated Banker

Personal attention from a dedicated banker who will coordinate your everyday banking needs.

Blue arrows pointing in different directions

Easy transfers

Move money to and from your checking account up to six times per service fee period¤¤.

get consolidated statements

Consolidated Statements

Combine your Money Market Savings and Checking accounts into one monthly statement.

Benefits of Banking with Us
Convenience
Convenience
  • Over 600 branches and more than 2,000 Santander ATMs across the Northeast, including many CVS/pharmacy® locations.
  • Online and Mobile Banking.
  • Pay in a simple, secure and convenient way with Apple Pay®.
  • Mobile Check Deposit.
  • A Debit MasterCard® for your everyday on–the–run purchases§.
  • Monitor your balances or activity with customizable alerts.
Security
Security
  • FDIC Insurance coverage up to applicable limits.
  • Online Banking Guarantee§.
  • Instant Card Hold◊.
Service
Service
  • Toll-free number to speak to a Personal Banking Representative.
  • Switch Services team to help if you're moving from another bank.

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◊◊Rates are available for new money market customers only. The introductory interest rate will apply during the first 6 months after the account is opened for accounts with balances of at least $10,000. This is a variable-rate account and the rate applicable to your balance tier may change at any time, except during the introductory period. Rates shown are in effect as of today and may change at any time. Rates may change after the introductory period without notice. Rate is available when account is opened within the residential zip code entered. Rates in other locations may vary. Fees may reduce earnings. A minimum deposit of $25 is required to open a Santander® Premier Plus Money Market Savings account, which has no Monthly Fee. All other fees apply. Personal Accounts only. Must have or open any personal Santander Premier checking account in order to open a Santander Premier Plus Money Market Savings account. Contact a banker for further information about applicable fees and terms.

▲▲▲Santander® Ultimate Cash Back® Annual Percentage Rates (APRs) and Fees: 3% introductory Annual Percentage Rate (APR) for 12 billing cycles on Balance Transfers made within 90 days of opening your account. After the introductory period, a variable APR for Balance Transfers from 16.24% to 25.24% based on the Prime Rate and your creditworthiness. There is no grace period on Balance Transfers. Also if you take a Balance Transfer offer, this means that unless your purchase APR is at an introductory or promotional 0% APR, you will pay interest on new purchases from the date made if you do not pay all balances, including the promotional Balance Transfer, in full by the next payment due date appearing on your statement. Variable APR for Purchases from 16.24% to 25.24% based on the Prime Rate and your creditworthiness when you open your account. Cash advance APR of 26.74%. Minimum finance charge of $1.50. Penalty APR of 31.74%, and loss of any introductory or promotional rate, if any, which may apply indefinitely to your account if you miss or make a late payment or otherwise default. There are no Annual, Balance Transfer, Cash Advance, Foreign Transaction, or Returned Payment fees. Finance charges still apply. Each time we do not receive the Minimum Payment Due in full by the Payment Due Date, we will charge you a Late Fee of $25 for the first late fee in a 6-month period and a $35 fee for each late payment until there are 6 consecutive months with no late payments. However, we will never charge a Late Payment Fee exceeding the Minimum Payment Due that is late. Rates effective as of . Rates are subject to change. 1.5% Cash back is earned on new net retail purchases (qualifying purchases less credits, returns, and adjustments) and can be redeemed for statement credit, gift cards, electronic certificates, or merchandise. Cash back cannot be earned on balance transfers, cash advances, purchases of money orders and other cash equivalents, purchases made by or for a business purpose, fees, interest charges, unauthorized / fraudulent transactions, and certain other charges. Cash back balance does not expire for accounts in good standing. Earn $100 cash back via statement credit after you spend $500 on new net retail purchases within the first 90 days of opening your account, provided the account is in good standing. This credit can take up to 6 weeks to be processed. Other terms and conditions apply. Credit card accounts are subject to approval.

* Bonus Offer Details: Accounts must be in good standing. Applies to net new retail purchases only. Net new retail purchases: qualifying purchases less credits, returns, and adjustments. Balance Transfers, Cash Advances, including purchases of money orders or other cash equivalents, purchases made by or for a business purpose, fees, interest charges, unauthorized/fraudulent transactions, and certain other charges do not earn cash back credit. The cash back balance on your account does not expire for accounts in good standing. Cash Back in the form of statement credit upon your request. Receive the $100 cash back bonus via statement credit: When you spend $500 on net new retail purchases using the Santander® Ultimate Cash Back® credit card, or when you spend $1,000 on net new retail purchases using the Bravo credit card, within the first 90 days of opening your account. $100 cash back is credited to customer account within 6 weeks after spending requirements are met. Other terms and conditions apply.

§ Please refer to your Online Banking or Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

A Santander Premier Plus Checking account is required maintain a Santander Premier Plus Money Market Account. If you no longer own a Santander Premier Plus Checking account, we will convert your Santander Premier Plus Money Market account to a more appropriate product.

¤¤You can withdraw or transfer funds from a savings or money market savings account a total of six (6) times per service fee period (such as by automatic or pre-authorized transfers using telephone, Online Banking, or Mobile Banking, Overdraft Protection, Payments to third parties, Checks, Drafts, and Debit Card purchases). Fees apply if you exceed these limits and, if you repeatedly exceed these limits, we will convert your account to a non-interest bearing checking account.

Santander Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

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