The Santander® Ultimate Cash Back® credit card
Love earning cash back and hate paying transaction fees? Bring the best of both worlds to your wallet.
- Receive 1.5% cash back via statement credit, gift cards or merchandise on net new retail purchases, with no limits on how much you can earn.*
- No annual, balance transfer, foreign transaction, cash advance, or returned payment fees.▲▲▲
- Receive $100 cash back via statement credit when you spend $500 on net new retail purchases within the first 90 days of account opening.*
- 3% Introductory Annual Percentage Rate (APR) for 12 billing cycles on balance transfers made within 90 days of opening your account. After the introductory period, a variable APR for balance transfers from 15.74% to 24.74%, based on the Prime Rate and your creditworthiness, with a transaction fee for each balance transfer of $0.▲▲▲
- Works with Apple Pay.