Personal Loan | Apply for a Personal Loan Online | Santander Bank - Santander
Santander Personal Loans
Check your loan rate in minutes with no impact to your credit score.
You’ll like a
Santander Personal Loan
If you’re looking for
fast one-time funds with low rates and no fees.1
- Same-day funding available.2
- On the spot pre-qualification – with no impact to your credit score.
- No sign-up fees, no pre-payment fees.
- No collateral required – borrow from $5,000 to $50,000 in one lump sum.
- Enroll in ePay and save.
Advantages of a Personal Loan.
No collateral required –borrow from $5,000 to $50,000 in one lump sum to with loan terms from 3 to 7 years.
and save on high interest payments.
Cover the cost
of medical procedures without worry.
Make needed home improvements
to add value and comfort.
Now with Extended loan terms up to 7 years and Proactive Debt Payoff.
Apply now with EZApplySM from Santander®.
Ready when you are with the fastest and simplest way to apply for a Santander Personal Loan.
Check your rate
pre-qualify with no commitment and no impact to your credit score.
Quick online application done easily.
Get your funds
Sign your documents easily online and your funds will be on the way – in as little as a day.
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1Rates: To get a Personal Loan (“Loan”) with the Annual Percentage Rate (APR) and/or the maximum term shown, you must reside in MA, MD, RI, CT, NH, NJ, PA, NY, DE, ME, VT, FL or DC, meet our credit standards, and use automatic payments (ePay) from any Santander Bank, N.A. checking account. Fixed loan APRs (with ePay) range from 6.99% to a maximum 24.99% depending on your creditworthiness. The minimum loan amount is $5,000 and the maximum is $50,000. The minimum loan term is 36 months and the maximum loan term is 84 months. The APR on the loan will increase by 0.25 percentage points and the payment will in crease, if ePay is not elected or is discontinued. APRs and other terms are accurate as of 6/10/21, and may change thereafter. A Santander checking account is not required for a Loan, but use of ePay from a Santander checking account will result in an interest rate discount. Personal Loans cannot be used to finance post-secondary educational expenses. Loan accounts are subject to approval.
2Based on the time your application is received, same-day funding is available in many cases, depending on your creditworthiness and the funding instructions you provide.
Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary or Banco Santander, S.A. © 2021 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.