Overdraft Overview - Santander
How we handle
Life is complicated. It's easy to lose track of how you're spending your hard earned money. Even if you're on top of your finances, overdrafts may happen.
Overdrafts occur when you don't have enough money in your account to cover a transaction, but we pay it anyway. Items presented for processing may be paid or returned and fees may be charged. Overdraft fees can add up, but they don't have to. We're here to help you understand your options.