How we handle
overdrafts
A commonsense approach that's designed to help you avoid many typical overdraft situations and fees.
Tools to Help Avoid Overdrafts
Here are some tools you can use to help monitor your account, prevent overdrafts, and reduce overdraft fees.
Set up alerts
Know when your account balance is low, when deposits have been made, and when transfers happen with customized alerts to stay updated.
Manage your balances
Help manage your account balances by maintaining a list or a check register (received in your checkbook order) to record expenses, including checks that have not yet cleared, ATM/debit purchases, and automatic payments.
Use digital banking services
Use digital banking services to check your balances and spending habits. Within Online and Mobile Banking, you are also able to transfer funds from another Santander account.
Budgeting and personal financial management in the spotlight
Bank anywhere, anytime
Manage your account whenever and wherever you want with our Mobile Banking App.
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Download our Mobile Banking App Unlock on-the-go features with our highly-rated Mobile Banking App. |
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Enroll in Santander Online Banking Manage your money securely by enrolling in Online Banking. |
4.8 out of 5 Rating
Based on 400k ratings on the App Store as of 12/16/2025
