Add a fixed rate mortgage to your home-buying options.

Fixed Rate Mortgage

A fixed rate mortgage makes budget planning a snap. Traditional 15-year fixed rate mortgages and 30-year fixed rate mortgages from Santander Bank are a steady, reliable option. Because your monthly payments remain unchanged for the life of your loan, you’ll never have to worry about rising interest rates. Its predictable, no-surprises features make it a popular choice.

Do you have the perfect home in mind but cannot make a 20% down payment? Consider the Santander 80-10-10 Combination Loan, which enables a lower down payment with your fixed rate mortgage

Current Rates

Fixed Rate Mortgage Features

Options

Available in a variety of terms to fit your financial timeframe.

Predictable

You'll always know exactly how much your mortgage payment will be, even years after you buy your home. New England:
Joe Hock- 617-835-5532
Mid-Atlantic:
Joe Kowalewski- 484-431-1953
New York/Vermont:
Teri Malone- 518-725-8374

Once you have spoken to a Sales Manager, you will be referred to a Santander Account Executive in your area who will assist you with the application process. The Account Executive will also provide the application form and agreement.

No Surprises

You're protected against rising interest rates for the term of your mortgage.

First Time Home Buyer?

For first-time homebuyers, we can assist you in the process from getting you pre-approved to selecting the right loan option and getting you into your new home.

  • Avoid rent while creating a home that meets your needs and tastes.
  • Gain tax benefits by deducting mortgage interest and real estate property taxes on your Federal income tax returns. Consult your tax advisor.
  • Help build a strong credit history by making on-time mortgage payments.
  • Flexible income, down payment and credit guidelines.

Fixed Rate Mortgage Calculators

Ready to Take The Next Step?

May We Also Suggest?

All loans subject to approvalRates are subject to the borrower meeting minimum credit score and loan-to-value requirements.

Santander Bank offers a diverse menu of conventional, jumbo, FHA/VA, fixed and adjustable rate mortgage products. The above rates are limited to properties located in CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, RI, and VT.

Please call for details.

Pennsylvania: (800) 777-4588

Central/Southern New Jersey: (800) 362-8444

Northern New Jersey: (866) 364-4411

New York: (866) 364-4411

Delaware: (800) 719-6831

Rhode Island: (800) 288-6225

Connecticut: (877) 396-3618

Southeastern Massachusetts, Cape Cod & The Islands: (888) 262-2629

All Other Massachusetts & New Hampshire: (877) 284-4844

District of Columbia, Maryland, Maine & Vermont: (877) 729-4801

* Annual Percentage Rates (APRs) and payments are calculated assuming a 30% down payment, and a loan amount of $100,000 that closes on the last day of the month. Payment amounts do not include amounts for taxes and insurance premiums, which will cause the actual payment obligation to be greater if an escrow/impound account is established. Fees and charges that are not finance charges will apply.

>> You can withdraw funds from your Money Market Savings account no more than 6 times by computer, telephone, preauthorized transfer, check, or Debit Card purchase each service fee period. Fees apply if you exceed these limits, and if you repeatedly exceed these limits, we will close your account or convert your account to a checking account..