Fixed Rate Mortgage

Fixed rate mortgages are ideal for homeowners who want the certainty of a predictable monthly principal and interest payment. We offer a variety of loan terms.

  • A fixed interest rate provides protection from rising interest rates. No matter how high market interest rates go, your mortgage rate remains the same over the life of your loan.
  • It is a good choice for homeowners who plan to stay in their homes for a long time.
  • Fixed rate loans are available in a variety of loan terms. Longer terms mean lower monthly payments while shorter terms mean equity builds faster.

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Rates are subject to the borrower meeting minimum credit score and loan-to-value requirements.

Santander Bank offers a diverse menu of conventional, jumbo, FHA/VA, fixed and adjustable rate mortgage products. The above rates are limited to properties located in CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, RI, and VT.  

Please call for details.
Pennsylvania: (800) 777-4588
Central/Southern New Jersey: (800) 362-8444
Northern New Jersey: (866) 364-4411
New York: (866) 364-4411
Delaware: (800) 719-6831
Rhode Island: (800) 288-6225
Connecticut: (877) 396-3618
Southeastern Massachusetts, Cape Cod & The Islands: (888) 262-2629
All Other Massachusetts & New Hampshire: (877) 284-4844

District of Columbia, Maryland, Maine & Vermont: (877) 729-4801

* Annual Percentage Rates (APRs) and payments are calculated assuming a 30% down payment, and a loan amount of $100,000 that closes on the last day of the month. Payment amounts do not include amounts for taxes and insurance premiums, which will cause the actual payment obligation to be greater if an escrow/impound account is established. Fees and charges that are not finance charges will apply.