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Wholesale Lending

Santander Bank is a financial institution with principal markets in the Northeastern United States and is a subsidiary of Banco Santander, S.A.. Santander Bank has over 700 branches, over 1,500 ATMs and approximately 10,000 team members. Santander Bank, N.A. offers a broad array of financial services and products including retail banking, business and corporate banking, cash management, capital markets and private wealth management. Banco Santander, S.A. is an international financial services company based in Madrid, Spain.

About Us

Santander's Wholesale Mortgage Division is headquartered in Villanova, Pennsylvania, approximately 20 miles northwest of Philadelphia. Loans are originated through both broker and correspondent channels for properties within Santander's footprint states as follows: Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont, and  Northern Virginia*.

*Northern Virginia Counties:  Alexandria City, Arlington, Fairfax, Fairfax City, Falls Church City, Fauquier, Loudoun, Manassas City, Manassas Park City, and Prince William Counties.

Fraud Policy

Santander Wholesale practices a zero tolerance policy relative to loan fraud and misrepresentation. We perform both pre-funding and post-funding transaction reviews and data integrity re-verifications to insure loan quality.

Get Approved

To become an approved client, you will first need to contact your regional sales manager to be able to access a password-protected online application form and agreement.

To begin the process, contact one of our Regional Sales Managers listed below:

New England: Joe Hock 617-835-5532
Mid-Atlantic: Joe Kowalewski 484-431-1953
New York/Vermont: Teri Malone 518-725-8374


Once you have spoken to a Sales Manager, you will be referred to a Santander Account Executive in your area who will assist you with the application process. The Account Executive will also provide a password for access to the "Apply Now" link below.

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Rate Sheet & Products

Access Santander's Wholesale Mortgage rate sheets and product information.

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Contact Us

Contact a representative from the Wholesale Mortgage Division.

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Closing and Delivery

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Forms and Disclosure

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Santander Web Mortgage

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This page is intended for the use of Mortgage Broker and Mortgage Banker professionals only.