Protect What Matters Most. Fraud Prevention Solutions.
Check with Lock

Fraud Prevention Solutions

You face a growing threat from fraud. And once criminals find a weakness, they may target your business again and again. Protect your payment and account information with fraud prevention solutions from Santander.

Positive Pay

Positive Pay

Feel confident in the industry’s most widely trusted approach to stopping check fraud. Positive pay services match all checks presented for payment against your check issue data, alerting you to discrepancies and letting you decide whether to cash or return suspicious items.

  • Minimize losses by detecting fraudulent checks before they post to the account.
  • Streamline your processes and make them more secure.
ACH Safeguards

Without protection, every ACH presentment against your account will be automatically paid. You can defend your accounts from fraudulent debits with our two-pronged solution.

  • ACH Positive Pay—establish various levels of control through the use of filters to allow only matching ACH transactions to post. You will be able to review any incoming ACH debits that do not match the pre-defined criteria and decide whether to allow or return each one.
  • ACH Blocks and Filters—establish transaction blocks and filters such as stopping all credits or debits from posting to your account or allowing transactions that meet your predefined criteria
Account Alerts

Sign up for email alerts to securely access time-sensitive account information.

  • Stay on top of wire transfer activity, positive pay exceptions, daily balances, and account statements
  • Receive alerts via text message (SMS) or email
Online Security

Safeguard your company’s financial information with tools that let you carefully control access—all fully integrated into Santander’s online banking solutions.

  • User authentication, including organization ID, user IDs, and user passwords with confirmation
  • Automatic disablement after excessive login attempts
  • Encrypted passwords with forced changes at regular intervals
  • Time-out limit of 15 minutes to log out inactive users
  • Dual controls and secondary authentication for ACH/Wire transfers
  • Audit reporting to view all user activity
73%

of companies were victims of payment fraud in 2015*

Highlights description
41%

of victims who suffered losses had no positive pay*

Highlights description
90%

of commercial banking customers trust positive pay solutions*

Highlights description

*2016 AFP Payments Fraud and Control Survey

Get in Touch

Protecting Against Card Fraud
Protecting Your Company Against Card Fraud
Know the fraud risks and protections of both card-present and card-not-present transactions.
Combatting Cyber Fraud Threats
Combating Cyber Fraud Threats to Your Business
Online attacks are on the rise, and business leaders have come to view them as one of the top risks organizations face today.