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Discover Santander Select® Services.

You’ll like
Santander Select® Services

Personalized banking and financial guidance designed around your goals.

if you’re looking for a
full-service relationship.

A dedicated service for customers with combined assets of $150,000 or more.1

Find a Santander Select® Services branch near you

Your personal passport to our best benefits.

Santander Select® Services is a full-service relationship managed by a dedicated banker, and listener, who is your single point of contact.

Personalized banking.

With Santander Select® Services, it all starts with understanding what’s important to you.

You can expect priority service when you call Santander Select® Services at 855‑678‑2265.

Select Banker.

Your highly trained banker is empowered by Santander Bank to bring other top talent to the table, and fully manage your individual needs, from simple banking services to complex situations. Your banker will meet with you regularly.

  • Dedicated
  • Products and
  • Relationship

Dedicated team

Dedicated team.


Your highly trained banker also will partner with skilled professionals to help accommodate your other needs:

  • A Santander Investment Services Financial Consultant will provide you with investment guidance while designing a financial strategy.*
  • A Mortgage Banker to help you with your home lending needs.
  • A Business Banking Relationship Manager will advise you about distinct Santander Business Banking products to help support your business objectives.

Products and privileges

Dedicated products and privileges.


Santander Select® Checking

Santander Select Checking is your gateway to all of the best features and benefits that Santander has to offer.2 The $75 Monthly Fee is waived with combined balances of $150,000 in bank deposits and eligible investments held with Santander Investment Services.1


Santander Select® Money Market Savings Account

Attractive rates and no Monthly Fee, available to Santander Select Checking Members.


Santander Select® Borrowing

Santander Select® Checking Members are eligible for annual fee discounts on Home Equity Lines of Credit, Personal Lines of Credit, and Overdraft Lines of Credit. Members also receive a discounted rate on Home Equity Lines of Credit, Personal Lines of Credit, and Overdraft Lines of Credit with automatic payment election.3

The Santander® Ultimate Cash Back® Credit Card

A card loaded with added value to meet your credit needs with more cash back and more savings. Earn 3% cash back on qualified purchases for the first 12 months, thereafter, earn unlimited 1.5% cash back. Plus, get low introductory rates on both purchases and balance transfers. 4

Relationship benefits

Benefits unlocked by a Santander Select® Services relationship.

Santander Select® Members receive access to special rates, discounts, and a suite of our most valuable products and services.


Annual fee discounts and exclusive access:

  • Receive annual fee discounts on Home Equity Lines of Credit, Personal Lines of Credit, and Overdraft Lines of Credit.
  • Highest loan and line of credit limits on Personal Loans and Personal Lines of Credit.
  • Overdraft Lines of Credit available with no transfer fee.
  • 0.25% rate discount with automatic payment from a Santander Select® Checking Account on Personal Loans and Lines of Credit.
  • 0.50% rate discount with automatic payment from a Santander Select® Checking Account on Home Equity Lines of Credit.
  • 0.25% rate discount or $500 off closing costs on a Mortgages5 with automatic payment from a Santander Select Checking account.

Santander Select® World Debit Mastercard® benefits:

When using your Santander Select® World Debit Mastercard® on your Select account, you will not be charged fee to use another bank’s ATMs worldwide by Santander Bank.

  • Receive an ATM fee rebate of up to $30 per service fee period for ATM surcharge fees that are charged by other institutions when you use your Santander Select® World Debit Mastercard® at ATMs outside of the Santander ATM branch network.5
  • Pay no foreign transaction fees for purchases or ATM withdrawals.
  • No fee to use more than 30,000 Santander ATMs globally.
  • No fee for expedited replacement card (lost, fraud, reissue).

Santander Select® World Debit Mastercard® also provides:

  • Enjoy Concierge Services for access to exclusive tickets and reservations, and Travel Protection if your trip is canceled or delayed and if your luggage is lost, damaged, or delayed.6
  • Shop with ease and confidence knowing your purchase protections include Zero Liability7,8 for unauthorized purchases, Extended Warranty, Purchase Assurance, and Satisfaction Guarantee.

Speak with a Santander Select® Banker.


Please provide us with your contact information and the Santander Select® Banker at the branch of your choice will be in touch to schedule a one-on-one consultation.

Please note that Santander Select® Services is available in specific locations at this time.



Please review your contact information and confirm that it is accurate. Click 'Edit My Information' to make changes, or click 'Confirm' if it is correct to submit your request to a Select Banker.

First Name: Last Name: Email Address: Phone Number: Chosen branch: What else would you like us to know?


Thank you for your request. A Select Banker will contact you via e-mail or phone within 24 hours to schedule your first appointment.

Working together, we will strive for the highest level of service to help you realize the future you envision.


1$75 Monthly Fee waived with combined balances of $150,000 in bank deposits and eligible investments held with Santander Investment Services. Eligible investments held with Santander Investment Services do not include the following: Annuities held at Mass Mutual, Allstate, Phoenix, Ohio National; Immediate Annuities or Annuities that have become annuitized; Insurance Products. Minimum to open is $150. We reserve the right to convert your Santander Select accounts to a more appropriate account if you do not reach and maintain $150,000 in combined deposits and eligible investments sold by Santander Investment Services for six (6) consecutive months or if you have excessive overdraft activity.

2If you incur Monthly Fees for six consecutive statement periods or have excessive overdraft activity, we reserve the right to change your Santander Select accounts to different types of accounts. Generally, excessive overdrafts means 15 or more overdrafts in a 30-day period or an average of 7 to 15 overdraft occurrences in a 90-day period.

3All new loans, and lines of credit are subject to approval.

40% introductory Annual Percentage Rate (APR) for 12 billing cycles on Balance Transfers made within 90 days of opening your account and 0% Introductory APR for 12 billing cycles on Purchases. After the introductory period, a variable APR for balance transfers from 14.69% to 23.82% based on the Prime Rate and your creditworthiness. For accounts opened prior to April 1, 2020, there is no Balance Transfer fee. For accounts opened on or after April 1, 2020, there is a transaction fee for each Balance Transfer of either $10 or 3%, whichever is greater. There is no grace period on balance transfers because interest accrues from the date of the transaction. This means that, unless your Purchase APR is at an introductory or promotional 0% APR, you will pay interest on new Purchases from the date made if you do not pay all balances, including the promotional Balance Transfer, in full by the payment due date appearing on your statement. Balance Transfers may not be used to pay off or pay down any account issued by Santander Bank, N.A.  Balance Transfers are payable to another institution’s loan balances or card balances that accept our electronic payments. Variable APR for purchases from 14.69% to 23.82% based on the Prime Rate and your creditworthiness when you opened your account. Cash advance APR of 25.34%. Loss of any introductory or promotional rate, if any, may apply indefinitely to your account if you miss or make a late payment or otherwise default. There are no Annual, Cash Advance, Foreign Transaction, or Returned Payment fees.  Finance charges still apply. Each time we do not receive the Minimum Payment Due in full by the Payment Due Date, we will charge you a Late Fee of $25 for the first late fee in a 6-month period and a $35 fee for each late payment until there are 6 consecutive months with no late payments. However, we will never charge a Late Payment Fee exceeding the Minimum Payment Due that is late.  Rates effective as of 03/16/2020.  Rates are subject to change. 1.5% Cash back is earned on new net retail purchases (qualifying purchases less credits, returns, and adjustments) and can be redeemed for statement credit, gift cards, electronic certificates, or merchandise.  Cash back cannot be earned on balance transfers, cash advances, purchases of money orders and other cash equivalents, purchases made by or for a business purpose, fees, interest charges, unauthorized / fraudulent transactions, and certain other charges.  Cash back balance does not expire for accounts in good standing. Other terms and conditions apply.  Credit card accounts are subject to approval.

5Applies to ATM transactions made on the Select Checking account only.

6Offers are not eligible for the following products: FHA, all bond programs, MHP, HARP, AMP loans.

7See Guide to Benefits that comes with your card.

8You must properly safeguard your PIN and promptly notify us of any unauthorized transactions. Please refer to Your Liability for Unauthorized Transfers section in your Personal Deposit Account Agreement.

Not applicable to products and services offered through Santander Investment Services.

*Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, member FINRA and SIPC and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates.