Commercial Card Solutions

Discover a more efficient, flexible way to pay. With a Santander commercial card program, you can streamline payments, enjoy corporate card convenience, and gain better tracking and control with a centralized online management system. Choose from a variety of cards to suit your needs.

Virtual Card

Digitize your payments, target larger business expenses, impose strict payment controls, and reduce fraud all while benefiting from improved working capital and rebates with our Virtual Card program. The virtual card protects your real card number by issuing a card number for a specific purchase with a transaction expiration date.

Virtual Card for Digital Wallet

Send a virtual card to anyone with a mobile device, giving them the flexibility to spend, but within the controls you have set. Eliminate the need for personal spend and reimbursements.

Travel and Entertainment Commercial Credit Card

Travel & Entertainment Card

Keep better track of your T&E budget and eliminate the need for advances and reimbursements.

Purchasing Card

Negotiate better bulk discounts by centralizing employee purchases into one account for each vendor.

Multi-Purpose Card

Pay normal business expenditures, including T&E, fleet, and large-dollar purchases, and track payments by type.

A Better Way to Pay

Save Time and Money with Every Purchase

Our flexible, efficient commercial credit card solution replaces paper check and purchase order processing—and offers powerful new ways to track and control spending.

Streamline the procure-to-pay process by eliminating the multiple steps required by paper-based systems.
Optimize working capital by paying suppliers faster while holding onto funds longer.
Leverage supplier discounts by offering faster access to funds and guaranteed payment while documenting your spending with each vendor.
Track and restrict employee spending with robust online reporting and analytics.
Make life easier for employees by eliminating long waits for reimbursement.

Be more efficient

Reduce costs with a more automated system

Maximize working capital

Hold on to funds longer and earn cash rebates

Manage vendor expenses

Benefit from enhanced reporting and internal controls