Small Business Banking
Building a business is equal parts hard work and smart decisions. We’re experts in both and we’re here to help you with the next steps in your business.
Solutions for every stage of your business
Checking and Savings
Manage your day-to-day business needs
Lending
Financing options to grow your business.
Business Online and Mobile Banking
Secure banking when you're on-the-go
Cash Management
Optimize your cash flow.
Merchant Services
Get paid. Accept payments.
Run your business better.
Mastercard® Easy Savings
Earn rebates automatically with your Santander Business Debit Mastercard®
Experienced in helping businesses like yours
Straightforward products
Keep the focus on your business with simple accounts for any business size and needs.
Efficient cash flow solutions
Get faster access to credit, so you can more efficiently manage your growing business
Flexible lending options
Quickly find and secure the right loan for your business with our simplified application process.
Tailored guidance
Make smarter business decisions with help from a team of qualified small business banking experts.
Download the Santander Business Banking App
Unlock on-the-go features with our highly-rated Mobile Banking App. 4.7 out of 5 Rating. Based on 14k ratings on the App Store as of 12/16/25.1
Find Us
Branches across the Northeast and in Miami, Florida, plus 2,000+ ATMs.
1To use the Business Banking App, you must first enroll and log in to Business Online Banking and accept the Digital Banking Agreement for Business Online and Mobile Banking. Message and data rates may apply.
Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©2026 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners. Santander Bank is not affiliated with First Data Merchant Services, LLC or any of its affiliates.
The Clover name, logo and related trademarks and service marks are owned by Clover Network, LLC. and are registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Santander Merchant Services is powered by First Data Merchant Services LLC, and its affiliates, including Clover Network, LLC. Merchant processing services are provided by First Data Merchant Services, LLC.