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Commercial Real Estate Loans*


Commercial loans for your real estate needs

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Whether you’re looking to purchase, renovate, or refinance your commercial real estate, Santander can help. Featuring competitive terms and commercial mortgage rates, our Commercial Real Estate Loans are designed to match your business needs.

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Predictable

Choose from 5- or 10-year fixed interest rates.

 


 

Manageable

Borrow for up to 25 years with no balloon payments for loans up to $1,000,000.

 

 


 

Established

You’ve been in business for two years or more.

 

  
Comprehensive

You need 100% financing for your equipment.



Timely

You’re looking for a quick turnaround on your application.

 

Compare Santander Business Equipment Finance to our other lending options

Whatever your lending needs, we’ve got a lending solution that makes sense for your business. Explore your options using this comparison chart.

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Business Line of Credit
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Business Term Loan
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Business Owner-Occupied Commercial Real Estate Mortgages
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Business Equipment Finance
Great Choice For
Short-term working capital financing needs
Financing needs requiring longer term to pay
Purchase, renovate, or refinance owner occupied commercial real estate
Financing equipment and vehicles
Potential Uses
  • Finance accounts receivable
  • Purchase inventory
  • Support seasonal cash flow fluctuations
  • Acquire fixed assets
  • Refinance non-Santander debt with fixed monthly payments
  • Acquire commercial real estate
  • Improve or expand existing building
  • Refinance non-Santander existing real estate debt
Acquire vehicles or equipment, some of the qualifying vehicles and equipment include medical, construction and agricultural
Available Amounts and Details
Revolving lines for amounts starting at $10,000
Minimum amount to borrow $10,000
Minimum amount to borrow $25,000
Minimum amount to borrow $25,000
Lenght of Loan
Revolving with renewals occurring once a year for lines of credit no greater than $500,000.
From 3 years to 5 years
Minimum amount to borrow $25,000
Minimum amount to borrow $25,000
Additional Benifits
  • Unsecured lines up to $100,000
  • Fixed interest rates 
  • Finance up to 80% of the lesser of the purchase price or appraised value
  • Available 100% financing† of costs including taxes, freight, installation, software, warranties and training
  • Low fixed or floating rates available

Benefits of Santander Business Equipment Finance

 

Affordable 

Benefit from low fixed rates and put as little as 0% down.

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Comfortable


Get up to 100% financing for all of your equipment, including soft costs.

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Easy


Take advantage of fast credit decisions.

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Additional Accounts

Discover additional services that may benefit your business.

 

Term Loan

Borrow just what you need, and take advantage of predictable monthly payments.

Learn More

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SBA Guarantee

Financing programs from the Small Business Administration can get you the loan you need.

Learn More

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Checking Accounts

Choose one of our many checking solutions, designed to fit your business.

Learn More

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*The products and information provided on this page are only for small businesses with annual revenues up to $5,000,000, subject to acceptance rules, credit limits, policies, and guidelines of Santander, N.A. For other Business Banking customers with a dedicated relationship manager, please contact your relationship manager directly.

±Owner-occupied real estate is defined as property where the owner-operating company occupies more than 50% of the gross rentable space, and generates more than 50% of the cash flow necessary to service debt; otherwise, property is considered Investment Real-estate. 

†100% financing of equipment and vehicle cost is only available for businesses that have been in legal and/or operating existence for two or more years prior to the date of receipt of completed application by Santander Bank. Generally, 80% financing of equipment cost is available to businesses that have been in legal and/or operational existence less than 2 years as of the date of receipt of completed application by Santander Bank. Businesses in operation between 13 and 25 months may qualify for 100% financing through an SBA-guaranteed loan.

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