Business Checking Plus from Santander rewards your business with plenty of valuable money-saving features, including giving businesses with high transaction volumes multiple ways to waive the Monthly Fee. Check out for yourself why it’s one of the best business checking accounts we offer.
Useful Links and Documents
Business Deposit Account Fee Schedule
Business Deposit Account Agreement
Your $50 Monthly Fee is waived if you do any of the following within the statement period1:
These guidelines can help you determine whether opening a Business Checking Plus account is the right fit for you.
You want to be rewarded you as your business grows.
Your business checking account has high activity and transaction volumes.
Your business needs multiple ways to process payments.
Whatever you need, we’ve got a checking account that makes sense for your business. Plus, every account offers the added convenience of Online and Mobile Banking and a Business Debit MasterCard®. Explore your options using this comparison chart.
 Basic Business Checking |
 Business Checking |
 Business Checking Plus |
|
|---|---|---|---|
| Summary | Our no frills, lowest-cost business checking option | An ideal everyday business checking solution | A premium account for businesses seeking the rewards of a larger banking relationship |
| Best Choice If You Have |
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| Transactions Included Per Month |
50*, then $0.60 per transaction | 300*, then $0.60 per transaction | 750*, then $0.60 per transaction |
| Monthly Fee | $7.50 | $15 | $50 |
| Ways to Waive Monthly Fee |
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| Free Checks? |
25% off first check order | 25% off first check order | First Check order Free - Up to $100 in value |
| Learn more Get in touch | Learn more Get in touch | Learn more Get in touch |
The flexible Business Checking Plus account offers many features that make your banking more cost effective:
750 transactions included each statement period 1
$100 in savings on your first order of business checks
No fee on cash deposit processing up to $40,000 each statement period2
Please, tell us where you live so we can give you accurate rate and fee information for your location.
Any accounts opened online will be assigned to the branch closest to your residential zip code, and will receive the interest rates and APYs available at that branch.
Discover additional services that may benefit your business.
Lending Options
We make it easy to borrow the funds you need to fuel your growth.
Merchant Services
Provide your customers convenient and secure payment methods — in store or online.
Santander® Check Deposit Link
Skip the bank visit by depositing checks from your place of business.
1Basic transactions include checks paid, teller deposits, ATM deposits, Money Center deposits, deposited Items, and ACH items (electronic debits and credits not originated by customer). Santander Merchant Services (credit and debit card payment processing) and Santander Payroll Services ACH debit items are not included. Business Checking, Business Interest Checking, Basic Business Checking and Business Checking Plus basic transaction limits also include Santander Check Deposit Link batch deposits, Santander Check Deposit Link items processed, and Santander Check Deposit Link ACH converted transactions.
2 The amount of cash deposit processing included in your account is up to $40,000 per statement period. Once your total deposit exceeds $40,000 there is a $0.27 charge per $100, unless Express Cash Pack® service is used then the charge is $0.22 per $100 deposit
3 A payment from Santander Merchant Services deposited during the statement period to a Business Checking or Business Checking Plus account will waive the Monthly Fee for that checking account.
4 Cash management (account analysis) service fees are charged to your account in the current month for the prior calendar month’s activity and include but are not limited to fees for advanced payments and receivables services, some business online banking services, excess account activity, and cash/coin processing. The period that your Account Analysis statement represents can be different than your deposit account statement period.
5The amount of cash deposit processing included in your account is up to $10,000 per statement period. Once your total deposit exceeds $10,000 there is a $0.27 charge per $100, unless Express Cash Pack® service is used then the charge is $0.22 per $100 deposit.
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