Step up to Business Checking Plus.


Business Checking Plus

Business Checking Plus from Santander rewards your business with plenty of valuable money-saving features, including giving businesses with high transaction volumes multiple ways to waive the Monthly Fee. Check out for yourself why it’s one of the best business checking accounts we offer.

Useful Links and Documents
Business Deposit Account Fee Schedule
Business Deposit Account Agreement


Business Checking Plus Monthly Fee

Your $50 Monthly Fee is waived if you do any of the following:

  • • Maintain a $40,000 average daily balance in your business checking account OR
  • • Maintain $60,000 in average daily balances in your combined business deposit accounts OR
  • • Receive one or more Santander® Merchant Services payments into the account OR
  • • Pay $50 or more in Account Analysis fees

Is It Right for Your Business?

These guidelines can help you determine whether opening a Business Checking Plus account is the right fit for you.

rewarding as-you-grow icon

You’re looking for a banking partner for your business who’ll reward you as your business grows.

high activity business checking

Your business checking account has high activity and transaction volumes.

multiple ways icon

Your business needs multiple ways to process payments.

How Business Checking Plus Compares

Whatever you need, we’ve got a checking account that makes sense for your business. Plus, every account offers the added convenience of Online and Mobile Banking and a Business Debit MasterCard®. Explore your options using this comparison chart. 


  basic desk and chair
Basic Business Checking
man with dolly in warehouse
Business Checking
man walking out of elevator
Business Checking Plus
Summary Our no frills, lowest-cost business checking option An ideal everyday business checking solution A premium account for businesses seeking the rewards of a larger banking relationship
Best Choice
If You Have
  • Low transaction volumes
  • Low average monthly balances
  • Low to moderate transaction volumes and monthly balances
  • A need for multiple ways to waive your Monthly Fee
  • High transaction volumes and multiple checking accounts
  • Need for cash management services such as ACH or Wires
Included Per
50*, then $0.60 per transaction 300*, then $0.60 per transaction 750*, then $0.60 per transaction
Monthly Fee $7.50 $15 $50
Ways to
Monthly Fee
  • Maintain $1,500 average daily checking balance
  • Maintain $5,000 average daily checking balance OR
  • $10,000 in combined business deposit balances OR
  • Deposit one or more Santander Merchant Services payments in your account within the statement period OR
  • Incur $50 or more in cash management service fees OR
  • Make 3 debit card purchases with your Santander Business Debit MasterCard
  • Maintain $40,000 average daily checking balance OR
  • $60,000 in combined business deposit account balances OR
  • Deposit one or more Santander Merchant Services payments in your account within the statement period OR
  • Incur $50 or more in cash management service fees
25% off first check order 25% off first check order First Check order Free - Up to $100 in value

Account Benefits

The flexible Business Checking Plus account offers many features that make your banking more cost effective:

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750 transactions included each month*

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$100 in savings on your first order of business checks

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A waived fee -- $10 a month in savings -- on a Business Money Market Savings account1

Meet Your Business Banking Specialists
Santander's knowledgeable business bankers are ready to help you choose the right banking solutions for your business. Contact us today.

Manager Name

Serving Business with x qualifications



Get in touch

Additional Accounts

Discover additional services that may benefit your business.

1The monthly maintenance fee of $10 is waived on a Business Money Market Savings Account when you have an open business checking account of the same ownership, or you maintain $1,000 average daily balance in your Business Money Market Savings account.

* Basic transactions include checks paid, teller deposits, ATM deposits, deposited items, and ACH items (electronic debits and credits not originated by customer, Santander Check Deposit Link batch deposits, Santander® Check Deposit Link items processed, and Santander® Check Deposit Link ACH converted transactions). Santander® Merchant Services (credit and debit card payment processing), Santander Payroll & HR Services, and ACH debit items are not included.

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©  Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are registered trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. The MasterCard Brand Mark is a registered trademark of MasterCard International Incorporated. Quicken and QuickBooks, are trademarks of Intuit Inc., or one of its subsidiaries, in the United States and other countries. All other trademarks are the property of their respective owners.

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