our business checking accounts mean business


Business Checking Accounts

One size fits all? Not when it comes to your checking account. We understand that your business is personal. That’s why we offer one of the most comprehensive selections of business checking accounts. So, whether you’re ramping up, already established, or preparing to take your business to the next level, you can choose the checking account that fits your needs and goals.


Business Checking Account Highlights

We offer a wealth of convenient options, designed to help your business. 

flexible lending options


A range of features to match your business volume and activity.

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Ways to waive your Monthly Fee, on every type of business checking account.

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Discounts for growing your relationship with us.

Our Business Checking Accounts

We’ve got a checking account to meet the banking needs of your business. Plus, every account offers the added convenience of online banking and a Santander® Business Debit MasterCard®. Explore your business checking account options using this comparison chart. 


  basic desk and chair
Basic Business Checking
man with dolly in warehouse
Business Checking
man walking out of elevator
Business Checking Plus
Summary Our no frills, lowest-cost business checking option An ideal everyday business checking solution A premium account for businesses seeking the rewards of a larger banking relationship
Best Choice
If You Have
  • Low transaction volumes
  • Low average monthly balances
  • Low to moderate transaction volumes and monthly balances
  • A need for multiple ways to waive your Monthly Fee
  • High transaction volumes and multiple checking accounts
  • Need for cash management services such as ACH or Wires
Included Per
50*, then $0.60 per transaction 300*, then $0.60 per transaction 750*, then $0.60 per transaction
Monthly Fee $7.50 $15 $50
Ways to
Monthly Fee
  • Maintain $1,500 average daily checking balance
  • Maintain $5,000 average daily checking balance OR
  • $10,000 in combined business deposit balances OR
  • Deposit one or more Santander Merchant Services payments in your account OR
  • Incur $50 or more in cash management service fees OR
  • Make 3 debit card purchases with your Santander Business Debit MasterCard
  • Maintain $40,000 average daily checking balance OR
  • $60,000 in combined business deposit account balances OR
  • Deposit one or more Santander Merchant Services payments in your account OR
  • Incur $50 or more in cash management service fees
25% off first check order 25% off first check order First Check order Free - Up to $100 in value


Meet Your Business Banking Specialists
Santander's knowledgeable business bankers are ready to help you choose the right banking solutions for your business. Contact us today.

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Serving Business with x qualifications



Get in touch

New Requirements for Opening a Checking Account.

To assist in the fight against financial crime, the US Department of Treasury requires banks to now collect and verify certain information during the account opening process.

Ready to open up a checking account? You will need this information with you.


Additional Accounts

Discover additional services that may benefit your business.

*Basic transactions include checks paid, teller deposits, ATM deposits, Money Center deposits, deposited Items, and ACH items (electronic debits and credits not originated by customer). Santander Merchant Services (credit and debit card payment processing) and Santander Payroll Services ACH debit items are not included. Business Checking, Business Interest Checking, Basic Business Checking and Business Checking Plus basic transaction limits also include Santander Check Deposit Link deposits, Santander Check Deposit Link items processed and Santander Check Deposit Link ACH converted transactions.

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. ©  Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are registered trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. The MasterCard Brand Mark is a registered trademark of MasterCard International Incorporated. Quicken and QuickBooks, are trademarks of Intuit Inc., or one of its subsidiaries, in the United States and other countries. All other trademarks are the property of their respective owners.

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