Santander is an SBA Preferred and Express Lender, allowing us to lend directly to credit worthy businesses with reduced paperwork, faster approvals and quicker access to funds. We know every business is unique and utilizing a flexible SBA guaranteed loan may be the answer to help your business grow.
Small Business Administration (SBA) Lending
Fees for SBA Loans
SBA charges an upfront guarantee fee collected by Santander at loan closing and sent directly to the SBA.
- • The SBA fees may be financed with the loan
- • SBA 7(a) loan fees are on the guaranteed portion of the loan
Is an SBA Loan Right for your Business?
Your business needs financing for working capital, machinery or equipment, business acquisition or expansion, or real estate.
You’re looking for a loan with flexible and longer repayment terms, lower down payments, and less focus on collateral.
Benefits of an SBA Loan
Benefit from more flexible underwriting and repayment terms than traditional financing.
Enjoy fast decisions and a streamlined application process
Choose from multiple lending options for lines of credit, term loans, or real estate loans.
Discover additional services that may benefit your business.